Term Loan for Business
Get the funding you need to grow your business with a lump sum of capital, repaid over a fixed term through regular payments.
Revenue-Driven Funding
Flexible, bank-comparable financing designed for larger projects.
Managing a business requires securing the working capital necessary to maintain operations and drive growth. Whether you're upgrading equipment, covering payroll, or expanding your operations, traditional bank loans often come with extensive paperwork and long waiting times.
At EFH Capital Group, we’ve revolutionized business funding by making it faster, simpler, and more accessible for small business owners. Our term loans range from $10,000 to $5 million, with flexible repayment terms of up to 60 months.
The application process is straightforward, and once approved, you can access your funds as soon as the next business day.
At EFH Capital Group, we’ve revolutionized business funding by making it faster, simpler, and more accessible for small business owners. Our term loans range from $10,000 to $5 million, with flexible repayment terms of up to 60 months.
The application process is straightforward, and once approved, you can access your funds as soon as the next business day.
Key Points
Easy Automated Payments
Simplify your accounting with automated payment options. Choose from daily, weekly, or monthly schedules, with most lending options offering an amortized plan that’s easy to follow.
Save with Prepayment Benefits
Enjoy flexibility with no prepayment penalties. Eligible businesses can save significantly through prepayment initiatives or interest-forgiven funding options. Speak with a funding advisor to learn more.
Build Your Credit
We report timely payments to top credit reporting agencies, including Dun & Bradstreet, Experian, and Equifax. Strengthen both your personal and business credit profiles while accessing the funding you need.
Discover your business funding options in minutes

Quick and Easy Application
Start your application online or give us a call. All we need to get started is your business’s most recent three months of bank statements, your business tax ID, and a completed application.

Discover Your Options
Discover your business financing options online or consult with one of our funding advisors to find the best solution customized for your business's unique needs.

Secure Approval
After approval, select your tailored business financing option and submit the final documents. Depending on your chosen product, your business could receive funds within 24 hours.

Obtain Continuous Working Capital
Receive additional funds once you've paid a small portion of your balance, or access a business line of credit to mange recurring expenses. We're here to help you grow however we can!
The EFH Capital Group Difference
At EFH Capital Group, we’re dedicated to empowering business growth by providing tailored funding solutions. From flexible loans with no prepayment penalties to merchant cash advances and lines of credit, our financing is designed to meet your unique needs efficiently.
We value trust and long-term partnerships, guiding you through every step—from application to repayment. Let us help you focus on growing your business while we grow alongside you. Together, we’ll turn your goals into reality.
We value trust and long-term partnerships, guiding you through every step—from application to repayment. Let us help you focus on growing your business while we grow alongside you. Together, we’ll turn your goals into reality.
The Direct Funding Difference
At Direct Funding, everyone from our interns to our executives is dedicated to helping businesses secure the ideal working capital precisely when it's needed. Recognizing that there is no one-size-fits-all solution for small business funding, we've developed tailored options to meet your specific needs. Whether it's small business loans with no prepayment penalties, merchant cash advances with multiple payment options, or lines of credit to tackle ongoing expenses, our financing solutions are designed to be efficient and effective.
Understanding the importance of partnering with a trustworthy source for funding is why every member of our team is committed to building strong relationships with our clients, guiding you through every step of the process, from approval to repayment, so you can focus on what truly matters - your business. We grow as you grow, so we'll always be by your side.
Understanding the importance of partnering with a trustworthy source for funding is why every member of our team is committed to building strong relationships with our clients, guiding you through every step of the process, from approval to repayment, so you can focus on what truly matters - your business. We grow as you grow, so we'll always be by your side.