Term Loan for Business

Get the funding you need to grow your business with a lump sum of capital, repaid over a fixed term through regular payments.

Flexible Payments

Multiple options to fit yourindividual business needs

Flexible Payments

Multiple options to fit yourindividual business needs

Flexible Payments

Multiple options to fit yourindividual business needs

Business Funds to Meet Your Needs

Truck broke down? Have to make payroll? New business opportunity? Growing your business can be challenging, which is why Direct Funding provides adaptable financing solutions tailored to your unique needs. At Direct Funding, we focus on delivering quick, straightforward, and reliable business financing - with options designed to help small businesses access the working capital they need, when they need it. We have one of the highest approval rates and also offer low-document, same-day funding for eligible businesses.
Location Renovation
Equipment Leasing
Working Capital
Debt Consolidation
Expansion
Marketing

Revenue-Driven Funding

Flexible, bank-comparable financing designed for larger projects.
Managing a business requires securing the working capital necessary to maintain operations and drive growth. Whether you're upgrading equipment, covering payroll, or expanding your operations, traditional bank loans often come with extensive paperwork and long waiting times.

At EFH Capital Group, we’ve revolutionized business funding by making it faster, simpler, and more accessible for small business owners. Our term loans range from $10,000 to $5 million, with flexible repayment terms of up to 60 months.

The application process is straightforward, and once approved, you can access your funds as soon as the next business day.

Key Points

Easy Automated Payments

Revolving credit lines from$10,000 to $1 million
6 - 24 month terms
Automated weekly or monthly payments
Simplify your accounting with automated payment options. Choose from daily, weekly, or monthly schedules, with most lending options offering an amortized plan that’s easy to follow.

Save with Prepayment Benefits

Amortized loans from$25,000 to $5 million
Terms up to 60 months
Automated weekly or monthly payments
Enjoy flexibility with no prepayment penalties. Eligible businesses can save significantly through prepayment initiatives or interest-forgiven funding options. Speak with a funding advisor to learn more.

Build Your Credit

Revenue-driven funding from $5,000 to $5 million
Terms up to 24 months
Several payment options, including monthly ACH
We report timely payments to top credit reporting agencies, including Dun & Bradstreet, Experian, and Equifax. Strengthen both your personal and business credit profiles while accessing the funding you need.

Discover your business funding options in minutes

Quick and Easy Application
Start your application online or give us a call. All we need to get started is your business’s most recent three months of bank statements, your business tax ID, and a completed application.
Discover Your Options
Discover your business financing options online or consult with one of our funding advisors to find the best solution customized for your business's unique needs.
Secure Approval
After approval, select your tailored business financing option and submit the final documents. Depending on your chosen product, your business could receive funds within 24 hours.
Obtain Continuous Working Capital
Receive additional funds once you've paid a small portion of your balance, or access a business line of credit to mange recurring expenses. We're here to help you grow however we can!

The EFH Capital Group Difference

At EFH Capital Group, we’re dedicated to empowering business growth by providing tailored funding solutions. From flexible loans with no prepayment penalties to merchant cash advances and lines of credit, our financing is designed to meet your unique needs efficiently.

We value trust and long-term partnerships, guiding you through every step—from application to repayment. Let us help you focus on growing your business while we grow alongside you. Together, we’ll turn your goals into reality.

Transparent and Honest

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No hidden fees. No unexpected surprises.

Trusted Network of Partners

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Our network of are vetted, industry-leading partners allow us to offer the most comprehensive financing on the market.

Build Business Credit

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Develop your business credit with Dun & Bradstreet, and receive complimentary credit consultation from the experts.

The Direct Funding Difference

At Direct Funding, everyone from our interns to our executives is dedicated to helping businesses secure the ideal working capital precisely when it's needed. Recognizing that there is no one-size-fits-all solution for small business funding, we've developed tailored options to meet your specific needs. Whether it's small business loans with no prepayment penalties, merchant cash advances with multiple payment options, or lines of credit to tackle ongoing expenses, our financing solutions are designed to be efficient and effective.

Understanding the importance of partnering with a trustworthy source for funding is why every member of our team is committed to building strong relationships with our clients, guiding you through every step of the process, from approval to repayment, so you can focus on what truly matters - your business. We grow as you grow, so we'll always be by your side.

Trusted Network of Partners

bussines name
Our network of are vetted, industry-leading partners allow us to offer the most comprehensive financing on the market.

Transparent and Honest

bussines name
No hidden fees. No unexpected surprises.

Build Business Credit

bussines name
Develop your business credit with Dun & Bradstreet, and receive complimentary credit consultation from the experts.

The Direct Funding Difference

At Direct Funding, everyone from our interns to our executives is dedicated to helping businesses secure the ideal working capital precisely when it's needed. Recognizing that there is no one-size-fits-all solution for small business funding, we've developed tailored options to meet your specific needs. Whether it's small business loans with no prepayment penalties, merchant cash advances with multiple payment options, or lines of credit to tackle ongoing expenses, our financing solutions are designed to be efficient and effective.

Understanding the importance of partnering with a trustworthy source for funding is why every member of our team is committed to building strong relationships with our clients, guiding you through every step of the process, from approval to repayment, so you can focus on what truly matters - your business. We grow as you grow, so we'll always be by your side.

Transparent and Honest

No hidden fees. No unexpected surprises.

Trusted Network of Partners

Our network of are vetted, industry-leading partners allow us to offer the most comprehensive financing on the market.

Build Business
Credit

Develop your business credit with Dun & Bradstreet, and receive complimentary credit consultation from the experts.

4.7

Client Success: Highlight how your firm helped clients

Full range of consultancy & training for data consultation strategic ways for business.

Client Stories

Achieving Financial Goals Together

Honest and Professional...

Jacob was amazing. He explained what was and wasn't possible, honestly and professionally. After applying, he got me funds within one day, and it was surprisingly simple!
ENC Mechanic and Automotive

Really Helped Me...

Big thanks to Eli! I worked with some shady lenders before and he really helped me get out of that bind. Thank you.
G2M Productions

Secured Me Long Term Financing...

I thought all funders were the same. Direct Funding is different. They didn't rush me and they secured me long-term financing that's best for my cash flow.
AV Logistics