Small Business Line of Credit
Get quick and flexible access to capital with credit lines of up to $250,000, designed to support your business's ongoing needs and growth opportunities.
Business Line of Credit
Access capital on your terms!
A business line of credit provides the flexibility to withdraw funds as needed, with interest and fees only charged on the amount you use. Unlike traditional term loans, this revolving credit option is perfect for managing operational expenses or bridging temporary cash flow gaps. As you repay what you’ve borrowed, your credit line replenishes, ensuring ongoing access to funds.
With repayment terms ranging from 6 to 24 months and fixed daily, weekly, or monthly payments, managing your line of credit is simple. Timely payments can also help boost both your personal and business credit profiles.
With repayment terms ranging from 6 to 24 months and fixed daily, weekly, or monthly payments, managing your line of credit is simple. Timely payments can also help boost both your personal and business credit profiles.
Key Points
Easy Automated Payments
Simplify accounting with automated daily, weekly, or monthly payments. Most lending options include an amortized schedule that’s easy to follow.
Access Capital on Your Terms
Whether it’s for an ongoing expense or an unexpected equipment upgrade, a line of credit gives you access to funds precisely when you need them.
Build Your Credit
We report timely payments to major credit bureaus like Dun & Bradstreet, Experian, and Equifax, helping you strengthen your credit profile.
Explore your business funding opportunities in just minutes.

Quick and Easy Application
Start your application online or give us a call. All we need to get started is your business’s most recent three months of bank statements, your business tax ID, and a completed application.

Discover Your Options
Discover your business financing options online or consult with one of our funding advisors to find the best solution customized for your business's unique needs.

Secure Approval
After approval, select your tailored business financing option and submit the final documents. Depending on your chosen product, your business could receive funds within 24 hours.

Obtain Continuous Working Capital
Receive additional funds once you've paid a small portion of your balance, or access a business line of credit to mange recurring expenses. We're here to help you grow however we can!
The EFH Capital Group Difference
At EFH Capital Group, we’re dedicated to empowering business growth by providing tailored funding solutions. From flexible loans with no prepayment penalties to merchant cash advances and lines of credit, our financing is designed to meet your unique needs efficiently.
We value trust and long-term partnerships, guiding you through every step—from application to repayment. Let us help you focus on growing your business while we grow alongside you. Together, we’ll turn your goals into reality.
We value trust and long-term partnerships, guiding you through every step—from application to repayment. Let us help you focus on growing your business while we grow alongside you. Together, we’ll turn your goals into reality.
The Direct Funding Difference
At Direct Funding, everyone from our interns to our executives is dedicated to helping businesses secure the ideal working capital precisely when it's needed. Recognizing that there is no one-size-fits-all solution for small business funding, we've developed tailored options to meet your specific needs. Whether it's small business loans with no prepayment penalties, merchant cash advances with multiple payment options, or lines of credit to tackle ongoing expenses, our financing solutions are designed to be efficient and effective.
Understanding the importance of partnering with a trustworthy source for funding is why every member of our team is committed to building strong relationships with our clients, guiding you through every step of the process, from approval to repayment, so you can focus on what truly matters - your business. We grow as you grow, so we'll always be by your side.
Understanding the importance of partnering with a trustworthy source for funding is why every member of our team is committed to building strong relationships with our clients, guiding you through every step of the process, from approval to repayment, so you can focus on what truly matters - your business. We grow as you grow, so we'll always be by your side.